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Affiliate Application & Participation Declaration | Find It All (FIA)

Affiliate Application & Participation Declaration

Find It All (FIA)
A Brand Owned & Operated by Innovara Marketing Inc.

Document Reference: FIA-CON-005
Classification: PUBLIC — CONDITIONAL
Version: 1.1
Effective Date: 1 October 2026
Last Updated: 1 October 2026
Legal Operator: Innovara Marketing Inc.
Brand: Find It All (FIA)
Document Owner: FIA Affiliate, Marketplace & Trust Operations


1. Purpose of This Declaration

This Affiliate Application & Participation Declaration records the acknowledgements, representations and commitments made by a person or business applying to join or participating in the Find It All Affiliate Program.

Find It All, or FIA, is owned, operated and managed by Innovara Marketing Inc.

This Declaration should be read together with:

By submitting an Affiliate application, accepting this Declaration or continuing to participate after acceptance where permitted, the applicant confirms the matters set out below.


PART I — APPLICANT IDENTITY AND AUTHORITY

2. Accurate Applicant Information

I confirm that the information I provide in connection with my FIA Affiliate application is truthful, current and materially complete.

This may include, where requested:

  • legal name;

  • business or operating name;

  • address;

  • contact information;

  • payout information;

  • tax information;

  • website or social-media information;

  • promotional channels;

  • business registration information; and

  • other information reasonably required for Affiliate administration.


3. Authority to Apply

If I am applying on behalf of a business or other organization, I confirm that I am authorized to:

  • submit the application;

  • provide the information supplied;

  • accept applicable FIA Affiliate terms; and

  • bind that applicant to the applicable participation requirements.


4. Duty to Update Information

I agree to keep material Affiliate information reasonably current.

I will notify FIA of relevant changes including, where applicable:

  • legal name;

  • business identity;

  • contact information;

  • payout details;

  • tax information;

  • primary promotional channels; or

  • other material information affecting program administration.


PART II — APPLICATION AND APPROVAL

5. Application Does Not Guarantee Acceptance

I understand that submitting an Affiliate application does not guarantee approval.

FIA may:

  • approve;

  • conditionally approve;

  • request further information;

  • decline; or

  • later restrict participation

in accordance with applicable program rules.


6. FIA May Review Applications

I understand that FIA may review information reasonably relevant to Affiliate eligibility, including:

  • information I submit;

  • promotional channels;

  • prior FIA activity;

  • compliance concerns;

  • suspected fraud;

  • misleading marketing activity; and

  • other matters relevant to program integrity.


7. Continuing Eligibility

I understand that Affiliate approval may be reviewed after acceptance.

Participation may be restricted, suspended or terminated where permitted under the Affiliate Program Terms & Conditions.


PART III — INDEPENDENT AFFILIATE STATUS

8. Affiliate Role

I understand that an FIA Affiliate is generally a self-directed promoter or referrer.

Participation in the Affiliate Program does not, by itself, make me:

  • an employee of Innovara Marketing Inc.;

  • an employee of FIA;

  • a partner of Innovara;

  • a joint venturer with Innovara;

  • a franchisee;

  • a Seller;

  • an agent authorized to bind Innovara;

  • an FIA Freelancer; or

  • an FIA Independent Sales Contractor.


9. I Am Not the Seller

I understand that promoting or referring a Marketplace offer does not make me the Seller of that product or service.

The Seller or provider identified for the applicable Marketplace offer remains responsible for the underlying product or service.


10. No Authority to Bind FIA or a Vendor

Unless FIA or the applicable Vendor expressly authorizes otherwise in writing, I will not:

  • enter into contracts on FIA’s behalf;

  • enter into contracts on a Vendor’s behalf;

  • alter Marketplace terms;

  • change pricing;

  • promise refunds;

  • make warranties for a Vendor;

  • guarantee delivery;

  • guarantee outcomes;

  • offer unauthorized discounts; or

  • otherwise represent that I have authority I do not possess.


PART IV — FIA AND MARKETPLACE VENDORS

11. Innovara Marketplace Vendor

I understand that Innovara Marketing Inc. may sell its own products or services through FIA as an identified first-party:

Innovara Marketplace Vendor

Where Innovara is identified as the provider, Innovara is responsible for that offering.


12. Independent Vendors

I understand that approved independent Marketplace Sellers or Vendors may also participate in FIA.

Independent Vendors remain separate businesses from Innovara Marketing Inc.


13. Eligible Offers May Come From Either Type of Vendor

I understand that Affiliate Eligible and Tier Eligible offers may be provided by:

  • Innovara Marketing Inc.; or

  • approved independent Marketplace Vendors.

I will not represent that Tier Eligible offers are limited only to Innovara products or services.


PART V — AFFILIATE ELIGIBLE OFFERS

14. Not Every Offer Is Affiliate Eligible

I understand that Marketplace availability does not automatically make an offer Affiliate Eligible.

I will promote an offer as an FIA Affiliate offer only where that offer has been approved for Affiliate participation.


15. Offer-Specific Participation

I understand that Affiliate participation may operate on a specific-offer basis.

A Vendor’s participation with one offer does not automatically make every product or service from that Vendor Affiliate Eligible.


16. Affiliate Eligible and Tier Eligible Are Different

I understand that:

  • an Affiliate Eligible offer may generate qualifying Affiliate commission; and

  • a Tier Eligible offer is an Affiliate Eligible offer additionally approved for FIA’s tier structure.

Not every Affiliate Eligible offer must be Tier Eligible.


PART VI — STANDARD AFFILIATE ATTRIBUTION

17. Protected Referral Window

I acknowledge that FIA’s standard Affiliate attribution model uses a:

24-hour protected referral window

unless an approved offer expressly provides otherwise.


18. First-Valid-Click Attribution

I acknowledge that FIA’s standard attribution rule is:

first-valid-click

During an active protected window, the first valid Affiliate normally retains attribution.

A later Affiliate interaction during that active window does not automatically replace the first valid Affiliate.


19. Attribution After Expiry

I understand that once a protected window expires, a later valid Affiliate interaction may establish a new referral window.


20. No Automatic Retroactive Attribution

I understand that I am not automatically entitled to attribution merely because I later state that I:

  • spoke with the customer;

  • mentioned FIA;

  • referred the customer informally;

  • previously knew the customer;

  • sent information outside the tracking process; or

  • otherwise contributed to the customer’s awareness.

FIA may rely on applicable tracking and transaction evidence.


21. Attribution Evidence

I understand that FIA may use relevant information including:

  • tracking data;

  • timestamps;

  • order records;

  • CRM records;

  • accepted offer rules; and

  • other appropriate records

to administer Affiliate attribution.


22. Privacy Choices Take Priority

I understand that privacy choices may limit optional tracking.

Where applicable privacy consent or user choice prevents particular optional tracking, that choice takes priority over Affiliate attribution convenience.

I understand that lack of permitted or reliable attribution data may affect commission eligibility.


PART VII — FIRST-SALE DEFAULT

23. First-Sale-Only Default

I acknowledge that FIA’s standard Affiliate commission model is:

first-sale-only for the applicable customer/offer relationship

unless the active approved offer expressly states otherwise.


24. Repeat Purchases Are Not Automatically Commissionable

I understand that the following do not automatically create new Affiliate commission:

  • repeat purchases;

  • renewals;

  • recurring billing;

  • later transactions; or

  • subsequent purchases.

Any exception must be provided by the applicable active offer or campaign terms.


PART VIII — 4% BASE COMMISSION

25. Base Commission

I understand that every valid qualifying Affiliate-attributed sale of an eligible offer earns, subject to the applicable program rules:

4% Base Commission on Qualifying Sales


26. Base Commission Is Not Unconditional

I understand that the 4% Base Commission remains subject to legitimate transaction adjustments, including:

  • refunds;

  • cancellations;

  • chargebacks;

  • payment reversals;

  • fraud;

  • attribution invalidation; and

  • other transaction ineligibility.

I will not describe the Base Commission as guaranteed regardless of what happens to the underlying transaction.


PART IX — TIER ELIGIBLE COMMISSION

27. Standard Tier Structure

For each specific Tier Eligible offer, I understand that FIA’s standard final commission rates are:

Tier-Finalized Sales for the Same Specific Offer in the Applicable MonthFinal Affiliate Rate
Below CAD $5,0005%
CAD $5,000–$14,999.9910%
CAD $15,000+15%

28. Maximum Standard Tier

I understand that the maximum standard final Tier Eligible Affiliate rate under the current standard structure is:

15%

unless an expressly approved offer provides different valid terms.


29. Base Commission Is Included in the Final Tier

I understand that the 4% Base Commission is part of the final tier rate.

Therefore:

  • 5% final rate = 4% base + 1% top-up

  • 10% final rate = 4% base + 6% top-up

  • 15% final rate = 4% base + 11% top-up

I understand that the standard structure is not:

  • 4% + 5%;

  • 4% + 10%; or

  • 4% + 15%.


PART X — OFFER-SPECIFIC TIERING

30. Tier Progress Is Offer-Specific

I understand that Tier Eligible sales are ordinarily calculated separately for each specific Tier Eligible offer.


31. Different Vendors Cannot Automatically Be Combined

I will not combine transaction volume across unrelated Vendors to create a higher Affiliate tier.


32. Different Offers From the Same Vendor Cannot Automatically Be Combined

I understand that different offers from the same Vendor remain separate for standard tier purposes unless FIA expressly groups them.


33. FIA-Approved Offer Groups

Where FIA expressly creates an approved shared campaign or offer group, tier treatment may follow the rules stated for that group.

I will rely on the applicable FIA campaign configuration rather than creating my own grouping.


PART XI — EARLY BASE COMMISSION WITHDRAWAL

34. Early Withdrawal Functionality

Where FIA makes the functionality available, I may be permitted to withdraw an available 4% Base Commission before final tier reconciliation.


35. Effect of Early Withdrawal

I understand that withdrawing the available 4% Base Commission for a transaction:

  • locks that transaction at 4%;

  • removes the transaction from tier eligibility;

  • removes it from the applicable offer’s tier-progress pool; and

  • eliminates any later tier top-up for that transaction.


36. Keeping a Transaction in Tier Progress

If I leave the applicable Base Commission in FIA’s Affiliate system, the transaction may continue toward a final:

  • 5%;

  • 10%; or

  • 15%

tier rate if all Tier Finalization requirements are later satisfied.


37. Whole-Transaction Treatment

I understand that FIA’s standard early withdrawal model applies to the entire eligible transaction.

Unless FIA later expressly introduces different functionality, I cannot withdraw part of the Base Commission for a single transaction while keeping the remainder of that same transaction in tier progress.


PART XII — AFFILIATE BALANCE TERMINOLOGY

38. Dashboard Terminology

I understand that FIA may describe Affiliate amounts using terms such as:

  • Pending Commission;

  • Available Base Commission;

  • Tier Eligible Balance;

  • Tier Progress;

  • Finalized Commission;

  • Negative Balance / Adjustments; and

  • Payout.


39. Affiliate Dashboard Is Not a Bank Account

I understand that an Affiliate balance displayed in FIA is not, merely because it is displayed in a dashboard:

  • a bank account;

  • trust account;

  • escrow account;

  • stored-value account; or

  • deposit account.

Affiliate amounts remain governed by the applicable program and transaction rules.


PART XIII — TIER FINALIZATION

40. Tier Finalization Requirements

I understand that a Tier Eligible transaction generally becomes Tier Finalized only after applicable requirements have been satisfied, including:

  1. qualifying customer payment has settled;

  2. required product delivery, service completion or approved fulfilment milestone has occurred;

  3. the applicable ordinary Buyer issue window has passed;

  4. there is no unresolved material refund or dispute;

  5. I have not withdrawn that transaction’s 4% Base Commission early; and

  6. the transaction otherwise remains eligible.


41. Tier Month

I acknowledge that an eligible transaction counts toward tier progress in the:

calendar month in which it becomes Tier Finalized.

The original order date alone does not establish the applicable tier month.


42. Longer-Running Services

I understand that an approved longer-running service offer may use a defined commission-release or fulfilment milestone rather than requiring the full long-term engagement to finish.

The applicable offer rules control.


PART XIV — BUYER ISSUE WINDOWS

43. Services and Digital Deliverables

I understand that FIA’s ordinary Marketplace problem/refund request window for completed services and digital deliverables is:

7 calendar days

from confirmed completion or delivery.


44. Physical Goods

I understand that FIA’s ordinary Marketplace problem/refund request window for physical goods is:

14 calendar days

from confirmed delivery.


45. Wrong, Damaged or Missing Goods

I understand that wrong, visibly damaged, incomplete or missing physical goods should ordinarily be reported promptly and, where reasonably discoverable, generally within:

7 calendar days

from confirmed delivery.


46. These Are Not Absolute Legal Cut-Offs

I understand that FIA’s ordinary Marketplace windows do not eliminate applicable rights involving matters such as:

  • fraud;

  • unauthorized payment;

  • non-delivery;

  • latent defects not reasonably discoverable earlier;

  • applicable warranties;

  • mandatory statutory cancellation rights;

  • mandatory consumer protection rights; or

  • other non-waivable legal rights.

I understand that a valid later Buyer remedy may affect my commission.


PART XV — REFUNDS, CHARGEBACKS AND CLAWBACKS

47. Commission Depends on the Underlying Transaction

I understand that Affiliate commission remains connected to the continuing eligibility of the underlying transaction.


48. Full Refund

I acknowledge that where a qualifying transaction is fully refunded, reversed or otherwise becomes fully ineligible, up to:

100% of the corresponding Affiliate commission

may be reversed or clawed back.


49. Partial Refund

I acknowledge that where a transaction receives a valid partial refund:

  • Affiliate commission may be recalculated proportionally; and

  • qualifying tier volume may be recalculated using the retained qualifying amount.


50. Chargebacks and Reversals

I understand that a valid:

  • chargeback;

  • payment reversal;

  • fraud determination;

  • transaction cancellation; or

  • attribution invalidation

may reduce or eliminate commission associated with the affected transaction.


51. Clawback After Payout

I understand that commission does not become permanently immune from correction merely because it has already been paid.

A later valid transaction adjustment may require repayment or offset.


52. Negative Affiliate Balance

Where I have received more commission than remains valid after a legitimate adjustment, I acknowledge that FIA may create a:

Negative Affiliate Balance

under the applicable Affiliate terms.


53. Recovery of a Negative Balance

Where contractually and legally permitted, I authorize FIA to recover a valid negative Affiliate balance through:

  • future Base Commission offsets;

  • future tier top-up offsets;

  • future finalized commission offsets;

  • future payout offsets; or

  • a request that I repay the remaining recoverable overpayment.


54. Adjustment Information

I understand that FIA should provide reasonable information identifying the relevant transaction or adjustment when applying a commission clawback or negative balance.

I understand that FIA is not required to disclose confidential fraud-detection methods or security thresholds.


PART XVI — AFFILIATE PAYOUTS

55. No Standard CAD $50 Minimum

I acknowledge that FIA does not apply a standard CAD $50 minimum Affiliate payout threshold under the current standard model.


56. Finalized Affiliate Balance

After applicable reconciliation, FIA pays the Affiliate’s:

full approved finalized balance

to the Affiliate’s selected payout method or account.


57. Legitimate Payout Restrictions

I understand that payout may still be delayed or restricted where reasonably necessary because of matters such as:

  • processing time;

  • banking limitations;

  • payment-provider restrictions;

  • inaccurate payout information;

  • missing payout information;

  • identity verification;

  • fraud review;

  • legal holds;

  • chargeback holds;

  • a valid negative balance; or

  • other legitimate restrictions.


58. Accurate Payout Information

I am responsible for maintaining accurate payout information.

I understand that errors or missing information may delay payment.


PART XVII — AFFILIATE DISCLOSURE OBLIGATIONS

59. Material Connection

I acknowledge that earning or potentially earning commission from promotion creates a material commercial connection that may need to be disclosed to consumers.


60. Clear Affiliate Disclosure

When promoting eligible FIA offers, I will make the Affiliate relationship clear where required.

I will not deliberately hide the fact that I may receive commission.


61. Prominent Disclosure

I will make applicable disclosure reasonably prominent and appropriate to the platform or medium.

I will not rely solely on:

  • an obscure profile statement;

  • a disclosure buried at the end of a long caption;

  • a hidden group of hashtags;

  • a referral link by itself;

  • a discount code by itself; or

  • vague wording that does not reasonably communicate the commercial connection.


62. Honest Reviews and Testimonials

I will not fabricate personal experience, reviews or testimonials.

If I represent that I personally used or experienced a product or service, that representation will be truthful.


63. No Unsupported Claims

I will not make materially unsupported claims concerning:

  • product performance;

  • service outcomes;

  • Vendor credentials;

  • guarantees;

  • earnings;

  • availability;

  • warranties; or

  • other material facts.


PART XVIII — ELECTRONIC MARKETING

64. Responsibility for Promotional Messages

If I send promotional emails, texts or other commercial electronic messages, I am responsible for complying with applicable electronic-marketing laws and FIA rules.


65. Consent

Where applicable consent is legally required, I will not treat my FIA Affiliate approval as permission to contact any person.

I am responsible for having an appropriate basis to send my promotional communications.


66. Sender Identification

Where required, I will provide appropriate identification information in commercial electronic messages.

I will not disguise the identity of the person or business sending the promotion.


67. Unsubscribe

Where required, I will provide an appropriate functioning unsubscribe mechanism and respect valid unsubscribe requests.


68. Affiliate Marketing Networks

I understand that my conduct may create compliance and reputational risk for FIA where I send marketing communications in connection with FIA offers.

I agree to cooperate with reasonable FIA compliance requirements relating to Affiliate messaging.


PART XIX — PROHIBITED AFFILIATE CONDUCT

69. Fraud

I will not participate in:

  • fake purchases;

  • fabricated customer accounts;

  • sham transactions;

  • coordinated false orders;

  • false fulfilment;

  • artificial tier volume;

  • false refunds;

  • intentional chargeback manipulation; or

  • other fraudulent activity.


70. Attribution Manipulation

I will not:

  • overwrite valid attribution improperly;

  • interfere with another Affiliate’s protected window;

  • falsely claim referral ownership;

  • manipulate links or tracking;

  • manufacture clicks;

  • attempt unauthorized cookie stuffing;

  • create artificial attribution; or

  • otherwise interfere with FIA’s attribution system.


71. Self-Generated or Related Transactions

I understand that transactions designed primarily to manufacture commission or tier volume may be treated as ineligible where they violate the applicable Affiliate rules.


72. Misrepresentation of Commission

I will not represent FIA’s standard Affiliate structure as:

  • 4% plus another 5%;

  • 4% plus another 10%;

  • 4% plus another 15%;

  • a standard 20% commission;

  • a standard 30% commission; or

  • another rate inconsistent with the approved offer.


73. No Guaranteed Earnings Claims

I will not claim that joining FIA guarantees:

  • income;

  • sales;

  • commissions;

  • a particular tier;

  • a particular payout amount; or

  • financial success.


PART XX — VENDOR AND MARKETPLACE REPRESENTATIONS

74. No Unauthorized Vendor Claims

I will not make unauthorized claims concerning a Vendor’s:

  • licences;

  • certifications;

  • qualifications;

  • warranties;

  • product capabilities;

  • service capabilities;

  • availability;

  • delivery timing; or

  • refund obligations.


75. No Misleading FIA Claims

I will not falsely claim that FIA:

  • is a government body;

  • is a regulator;

  • universally certifies businesses;

  • guarantees Vendor performance;

  • guarantees Buyer results;

  • guarantees Affiliate income; or

  • authorizes me to make commitments outside my approved role.


PART XXI — BUYER PROTECTION

76. Buyer Rights Are Independent of My Commission

I understand that a Buyer does not lose an otherwise valid:

  • refund;

  • cancellation;

  • warranty;

  • Buyer Protection remedy;

  • chargeback; or

  • non-waivable statutory right

because I may earn commission.


77. I Cannot Block a Buyer Remedy

I have no right to block or veto a legitimate:

  • refund;

  • cancellation;

  • reversal;

  • dispute resolution;

  • chargeback; or

  • warranty remedy

merely because it affects my commission.


78. No Pressure on Buyers or Vendors

I will not improperly pressure:

  • a Buyer to avoid requesting a legitimate refund;

  • a Buyer to abandon a legitimate dispute;

  • a Vendor to refuse a valid remedy; or

  • another participant to preserve my commission through misleading transaction treatment.


PART XXII — PRIVACY AND CUSTOMER INFORMATION

79. Affiliate Access to Information

I understand that Affiliate participation does not entitle me to unrestricted access to Buyer or Vendor personal information.


80. Use Only Authorized Information

Where FIA lawfully provides information to me for Affiliate administration, I will use it only for permitted purposes.

I will not:

  • sell personal information;

  • improperly disclose it;

  • use it for unrelated purposes without appropriate authority; or

  • misuse FIA records.


81. Privacy and Tracking

I will comply with applicable FIA privacy and tracking requirements, including the Privacy Policy, Cookie & Tracking Policy and Affiliate Tracking & Attribution Disclosure.


PART XXIII — AFFILIATE VERSUS SALES/FREELANCER ROLE

82. Separate Programs

I acknowledge that the FIA Affiliate Program and FIA Freelancer/Independent Sales Contractor program are separate.


83. Affiliate Role

As an Affiliate, I am generally a self-directed promoter or referrer.

Affiliate status alone does not give me assigned sales responsibilities.


84. Sales/Freelancer Role

A Freelancer or Independent Sales Contractor may separately perform active responsibilities such as:

  • prospecting;

  • Vendor acquisition;

  • qualification;

  • closing;

  • account development; or

  • assigned sales activity.

That role requires separate documentation.


85. No Automatic Double Compensation

I understand that the same transaction does not automatically receive both:

  • Affiliate commission; and

  • FIA Freelancer/Sales Contractor compensation.

Any permitted overlap must be expressly authorized under FIA’s applicable compensation rules.


PART XXIV — BOOSTS AND FEATURED PLACEMENT

86. Separate Commercial Products

I understand that FIA products such as:

  • Boosts;

  • Featured Placement;

  • Sponsored Visibility;

  • category promotion; and

  • other growth services

are separate commercial products and are not automatically included in FIA’s Affiliate Campaign structure.


PART XXV — TAX RESPONSIBILITY

87. Affiliate Tax Responsibility

I understand that I am responsible for determining and satisfying my own tax obligations arising from Affiliate income where applicable.


88. Information Requests

I agree to provide accurate information that FIA reasonably requires for:

  • payout administration;

  • tax reporting;

  • identity verification;

  • recordkeeping; or

  • legal compliance.


89. No Individual Tax Advice

I understand that general information supplied by FIA does not constitute individualized tax advice to me.


PART XXVI — RECORDS AND ACCOUNT REVIEW

90. Affiliate Records

I understand that FIA may maintain records reasonably necessary to administer the Affiliate Program, including information relating to:

  • application;

  • Affiliate identity;

  • referral activity;

  • attribution;

  • offers;

  • commission;

  • tiers;

  • adjustments;

  • payouts;

  • compliance; and

  • program enforcement.

Information handling remains subject to applicable FIA privacy requirements.


91. Record Corrections

I understand that FIA may correct genuine:

  • attribution errors;

  • commission errors;

  • payout errors;

  • tier calculations; or

  • transaction records

in accordance with applicable program terms.


PART XXVII — COMPLIANCE AND ENFORCEMENT

92. Affiliate Review

I understand that FIA may review Affiliate conduct for compliance with applicable program rules.


93. Potential Actions

Depending on the circumstances and applicable terms, FIA may:

  • request corrective action;

  • remove promotional permissions;

  • invalidate improper attribution;

  • reverse ineligible commission;

  • restrict specific campaigns;

  • suspend Affiliate access; or

  • terminate Affiliate participation.


94. Serious Violations

Serious misconduct may include matters such as:

  • fraud;

  • deliberate attribution manipulation;

  • repeated unlawful marketing;

  • fabricated testimonials;

  • impersonation;

  • material misrepresentation;

  • misuse of personal information; or

  • other serious program abuse.


PART XXVIII — PROGRAM CHANGES

95. Program Evolution

I understand that FIA’s Affiliate Program may evolve over time.

Future changes may affect:

  • eligible offers;

  • campaign structures;

  • technology;

  • attribution;

  • commission rates;

  • tier structures;

  • payout methods;

  • eligibility; or

  • program operations.


96. Current Transactions

I understand that changes should not automatically be treated as retroactively rewriting completed transactions where doing so would conflict with applicable accepted terms or law.


97. Updated Acceptance

Where FIA requires acceptance of materially updated Affiliate terms for future participation, I may be asked to review and accept the new version.


PART XXIX — DECLARATION OF UNDERSTANDING

98. I Understand the Current Standard Affiliate Model

By accepting this Declaration, I confirm that I understand the current standard FIA Affiliate model includes:

  • a 24-hour protected referral window;

  • first-valid-click attribution;

  • a first-sale-only default;

  • 4% Base Commission on Qualifying Sales;

  • selected Tier Eligible offers;

  • final standard tier rates of 5%, 10% and 15%;

  • the 4% Base Commission being included within those final rates;

  • tier calculations by specific offer;

  • no combining unrelated offers unless FIA expressly groups them;

  • early withdrawal of the available 4% Base Commission locking that transaction at 4%;

  • Tier Eligible transactions counting in the month they become Tier Finalized;

  • refunds, chargebacks, reversals, fraud and ineligibility potentially reducing or reversing commission;

  • the possibility of a Negative Affiliate Balance after a valid post-payment adjustment;

  • no standard CAD $50 payout minimum; and

  • payment of the approved finalized Affiliate balance to the selected payout method/account after reconciliation.


99. I Understand the Seller Relationship

I confirm that I understand:

  • Innovara may act as a first-party Marketplace Vendor;

  • independent Vendors remain separate Sellers;

  • both may provide Affiliate Eligible or Tier Eligible offers;

  • I am not the Seller merely because I referred the transaction; and

  • the Seller remains responsible for fulfilment of its offering.


100. I Understand My Disclosure Responsibilities

I confirm that I will clearly disclose material Affiliate relationships where required and will not deliberately conceal the fact that I may receive commission.


101. I Understand the Clawback Rules

I confirm that I understand Affiliate commission may be reversed or recovered where an underlying transaction later becomes legitimately:

  • refunded;

  • partially refunded;

  • charged back;

  • reversed;

  • fraudulent;

  • artificially generated;

  • attribution-invalidated; or

  • otherwise ineligible.


102. I Understand the Separation From Sales Contractor Compensation

I acknowledge that Affiliate compensation and FIA Freelancer/Independent Sales Contractor compensation are separate systems and do not automatically apply together to the same transaction.


PART XXX — ELECTRONIC ACCEPTANCE

103. Binding Electronic Acceptance

By selecting an acceptance checkbox, submitting the applicable Affiliate application or otherwise completing FIA’s approved acceptance process, I confirm that:

  1. I have had an opportunity to review this Declaration;

  2. the information I submitted is materially accurate;

  3. I understand the Affiliate role;

  4. I agree to comply with the applicable FIA Affiliate rules;

  5. I understand the applicable commission, attribution, payout and clawback framework; and

  6. I accept this Declaration electronically.


104. Version Recording

FIA may record information such as:

  • applicant or Affiliate identifier;

  • accepted document reference;

  • version;

  • acceptance date and time;

  • relevant account information; and

  • other information reasonably necessary to demonstrate acceptance.


105. Acceptance Does Not Guarantee Approval

Electronic acceptance of this Declaration does not itself guarantee Affiliate approval.

FIA approval remains subject to the Affiliate application and eligibility process.


PART XXXI — RELATED DOCUMENTS

106. Documents Incorporated Into Affiliate Participation

My Affiliate participation may be governed by the following documents, as applicable:


PART XXXII — QUESTIONS AND REPORTING

107. Affiliate Questions

Questions about Affiliate:

  • applications;

  • eligibility;

  • attribution;

  • commission;

  • tiers;

  • payout;

  • campaigns; or

  • program rules

should be submitted through the applicable FIA Affiliate or support channel.


108. Report Affiliate Abuse

Suspected:

  • Affiliate fraud;

  • misleading promotions;

  • spam;

  • attribution manipulation;

  • fabricated testimonials;

  • false earnings claims; or

  • other program abuse

may be reported through Report a Concern / Abuse.


109. Policy, Privacy and Legal Enquiries

Questions concerning this Declaration or FIA’s broader policy framework may be submitted through Policy, Privacy & Legal Enquiry.


110. Trust Centre

FIA’s broader public policy and trust framework is available through the Trust Centre.


PART XXXIII — FINAL DECLARATION

111. Applicant Declaration

By accepting this Declaration, I confirm that:

  • I have reviewed the applicable Affiliate participation requirements;

  • I understand that FIA may approve or decline my application;

  • I understand that I remain an independent Affiliate unless a separate written relationship is created;

  • I understand that I am not the Seller;

  • I understand that I have no general authority to bind FIA or Marketplace Vendors;

  • I will make required Affiliate disclosures;

  • I will not engage in fraudulent or misleading promotional activity;

  • I understand FIA’s attribution model;

  • I understand FIA’s commission and tier model;

  • I understand the effect of early Base Commission withdrawal;

  • I understand Tier Finalization;

  • I understand commission may be adjusted or clawed back;

  • I understand valid negative balances may be offset or recovered as permitted;

  • I understand there is no standard CAD $50 payout minimum;

  • I understand Affiliate and Sales/Freelancer compensation are separate; and

  • I agree to comply with the FIA documents applicable to my participation.

End of Affiliate Application & Participation Declaration — FIA-CON-005 — Version 1.1


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