Affiliate Tracking & Attribution Disclosure
Find It All (FIA)
A Brand Owned & Operated by Innovara Marketing Inc.
Document Reference: FIA-CON-006
Classification: PUBLIC — CONDITIONAL
Version: 1.1
Effective Date: 1 October 2026
Last Updated: 1 October 2026
Legal Operator: Innovara Marketing Inc.
Brand: Find It All (FIA)
Document Owner: FIA Affiliate, Privacy & Platform Operations
1. Purpose
This Affiliate Tracking & Attribution Disclosure explains how Find It All may identify, track and attribute qualifying customer activity to approved FIA Affiliates.
It explains:
FIA’s standard Affiliate attribution model;
the 24-hour protected referral window;
the first-valid-click rule;
how later Affiliate interactions are treated;
how tracking information may be used;
how privacy choices may affect attribution;
the first-sale-only default;
Affiliate Eligible and Tier Eligible offers;
Tier Finalization;
early Base Commission withdrawal;
refunds, reversals and clawbacks;
attribution disputes;
prohibited attribution manipulation; and
recordkeeping associated with Affiliate transactions.
This Disclosure should be read together with:
PART I — ABOUT FIA AFFILIATE ATTRIBUTION
2. What Affiliate Attribution Means
Affiliate attribution is the process FIA uses to determine whether a qualifying customer transaction should be associated with a particular approved Affiliate.
Where attribution is valid and the other applicable program requirements are satisfied, the associated transaction may generate Affiliate commission.
Attribution does not itself guarantee commission.
3. Affiliate Attribution Is Different From Seller Identity
An Affiliate who refers a customer does not become the Seller.
Marketplace offers may be supplied by:
Innovara Marketing Inc., acting as an identified first-party Innovara Marketplace Vendor; or
an approved independent Marketplace Seller or Vendor.
The Seller identified for the transaction remains responsible for the underlying product or service.
4. Offers That May Be Attributed
Affiliate attribution applies only to offers that are eligible for FIA Affiliate participation.
An offer may be:
not Affiliate Eligible;
Affiliate Eligible; or
Affiliate Eligible and additionally designated Tier Eligible.
Affiliate eligibility is determined on an offer-specific basis.
PART II — STANDARD ATTRIBUTION MODEL
5. 24-Hour Protected Referral Window
FIA’s standard Affiliate attribution model uses a:
24-hour protected referral window
unless an applicable approved offer expressly provides otherwise.
The protected window generally begins when FIA records a valid qualifying Affiliate referral interaction.
6. First-Valid-Click Rule
FIA’s standard attribution rule is:
first-valid-click
The first valid Affiliate referral recorded for an eligible customer/offer interaction generally establishes the protected referral window.
7. Protection During the Active Window
During an active 24-hour protected referral window:
the first valid Affiliate normally retains attribution;
a later Affiliate click does not automatically replace the existing Affiliate;
a later referral does not automatically reset the protected window; and
FIA may continue associating the qualifying transaction with the first valid Affiliate.
This protects valid referral ownership during the active attribution period.
8. Example — Later Click During the Protected Window
Example:
Affiliate A generates a valid referral at 10:00 a.m.
the protected referral window begins;
Affiliate B generates another Affiliate interaction at 4:00 p.m. on the same day;
the customer’s qualifying purchase occurs while Affiliate A’s protected window remains active.
Under the standard model, Affiliate A normally retains attribution.
Affiliate B’s later interaction does not automatically replace Affiliate A.
9. After the Protected Window Expires
Once the existing protected referral window expires, a later valid Affiliate interaction may establish a new 24-hour protected referral window.
A later Affiliate is therefore not permanently blocked merely because another Affiliate previously referred the customer.
10. Example — Referral After Expiry
Example:
Affiliate A creates a valid referral;
Affiliate A’s 24-hour protected window expires without a qualifying purchase;
the customer later follows a valid referral from Affiliate B;
Affiliate B may establish a new protected referral window.
The applicable transaction may then be attributed to Affiliate B if all other requirements are satisfied.
PART III — WHAT COUNTS AS A VALID REFERRAL
11. Valid Referral Interaction
A referral may be considered valid where FIA has sufficient permitted information to associate:
an approved Affiliate;
an eligible offer;
an applicable customer interaction; and
the relevant referral timing.
The exact technical implementation may evolve as FIA’s platform develops.
12. Tracking Information
Depending on available functionality and privacy settings, Affiliate attribution may use information such as:
Affiliate referral links;
referral parameters;
cookies;
timestamps;
campaign identifiers;
order records;
transaction identifiers;
customer journey records;
CRM records;
offer identifiers; and
other permitted attribution data.
13. No Single Technology Is Guaranteed
FIA does not guarantee that every Affiliate attribution will depend on one specific technology.
Attribution architecture may change as FIA develops its systems.
For example, FIA may use a combination of:
browser-based tracking;
referral-link information;
transaction records;
server-side information;
CRM records; or
other approved methods.
14. Attribution Requires Sufficient Evidence
Where FIA cannot reasonably connect a transaction to an Affiliate using permitted and reliable records, attribution may not be available.
An Affiliate’s statement alone that they referred a customer does not automatically establish attribution.
PART IV — NO AUTOMATIC RETROACTIVE ATTRIBUTION
15. Prior Conversation Alone Is Not Enough
An Affiliate is not automatically entitled to retroactive attribution merely because the Affiliate previously:
spoke with the customer;
sent the customer a message;
mentioned FIA;
mentioned a Vendor;
discussed an offer;
knew the customer personally; or
claims to have influenced the purchase.
Attribution depends on the applicable FIA rules and available evidence.
16. Manual Review Where Appropriate
FIA may review available records where there is a genuine attribution issue.
Relevant records may include:
referral timestamps;
tracking information;
order history;
CRM records;
customer activity;
campaign configuration; and
other appropriate evidence.
Manual review does not guarantee that attribution will be changed.
PART V — ATTRIBUTION AND PRIVACY
17. Privacy Choices Take Priority
FIA Affiliate attribution does not override applicable privacy requirements.
Where optional Affiliate tracking depends on a user privacy choice, applicable privacy choices take priority.
18. Tracking May Be Limited
Depending on:
user privacy settings;
consent choices;
browser settings;
device settings;
cookie controls;
tracking restrictions; or
applicable law,
some tracking information may not be collected or available.
19. Effect of Declining Optional Tracking
Where a user declines optional tracking that would otherwise assist Affiliate attribution, FIA may have less information available to connect a future transaction to an Affiliate.
This may result in a transaction not being attributable where reliable permitted evidence is unavailable.
20. No Circumvention of Privacy Choices
Affiliates must not attempt to bypass, defeat or manipulate user privacy choices for the purpose of preserving attribution.
This includes attempts to use unauthorized tracking methods.
21. Cookie and Tracking Information
Information about FIA’s broader use of cookies and similar technologies is available in the Cookie & Tracking Policy.
Information about FIA’s handling of personal information is available in the Privacy Policy.
PART VI — ATTRIBUTION WINDOW AND PURCHASE TIMING
22. Purchase Within the Protected Window
A qualifying purchase must satisfy the applicable attribution requirements.
Where the applicable purchase occurs while a valid Affiliate referral window is active, the transaction may be attributed to that Affiliate subject to the other Affiliate Program requirements.
23. Purchase After Expiry
A purchase occurring after an Affiliate’s protected referral window expires is not automatically attributed to that Affiliate.
A later valid referral may establish a new attribution window.
24. Order Time and Attribution
FIA may use relevant transaction timestamps to determine whether an order occurred during an applicable protected referral period.
PART VII — FIRST-SALE-ONLY DEFAULT
25. Standard First-Sale Rule
Unless an active approved offer expressly states otherwise, FIA’s standard Affiliate commission model is:
first-sale-only for the applicable customer/offer relationship.
26. What First-Sale-Only Means
Where an Affiliate receives valid attribution for the applicable first qualifying sale, later customer transactions do not automatically create additional Affiliate commission.
27. Repeat Transactions
The following do not automatically generate new Affiliate commission under the standard model:
repeat purchases;
renewals;
recurring billing;
later orders;
service extensions; or
subsequent purchases.
28. Offer-Specific Exceptions
An approved Affiliate offer may expressly provide a different commission structure.
Where such an exception exists, the applicable offer terms control.
PART VIII — AFFILIATE ELIGIBLE AND TIER ELIGIBLE OFFERS
29. Affiliate Eligible
An Affiliate Eligible offer is an approved offer capable of producing Affiliate commission from a valid qualifying Affiliate-attributed sale.
30. Tier Eligible
A Tier Eligible offer is an Affiliate Eligible offer additionally approved for FIA’s tier structure.
Tier Eligible offers may be supplied by:
Innovara Marketing Inc.; or
approved independent Marketplace Vendors.
31. Vendor Participation Is Offer-Specific
Independent Vendors may opt specific eligible offers into FIA’s Affiliate Campaign.
Participation for one Vendor offer does not automatically extend to every other offer from that Vendor.
PART IX — STANDARD BASE COMMISSION
32. 4% Base Commission
Every valid qualifying Affiliate-attributed sale of an eligible offer earns, subject to the applicable Affiliate Program rules:
4% Base Commission on Qualifying Sales
33. Attribution Alone Does Not Make Commission Final
A successfully attributed order may still later be affected by:
cancellation;
refund;
partial refund;
chargeback;
reversal;
fraud;
fulfilment failure;
attribution invalidation; or
another legitimate eligibility issue.
PART X — TIER ELIGIBLE COMMISSION
34. Standard Tier Structure
For each specific Tier Eligible offer, FIA’s standard final commission structure is:
| Tier-Finalized Sales for the Same Specific Offer in the Applicable Month | Final Affiliate Rate |
|---|---|
| Below CAD $5,000 | 5% |
| CAD $5,000–$14,999.99 | 10% |
| CAD $15,000+ | 15% |
35. Base Commission Is Included
The 4% Base Commission is included in the final tier rate.
Therefore:
5% = 4% base + 1% top-up
10% = 4% base + 6% top-up
15% = 4% base + 11% top-up
The standard rates are not:
4% + 5%;
4% + 10%; or
4% + 15%.
PART XI — OFFER-SPECIFIC TIER ATTRIBUTION
36. Different Offers Are Separate
Tier Eligible sales are ordinarily calculated separately for each specific offer.
Affiliate attribution to one offer does not increase tier progress for another unrelated offer.
37. Different Vendors Are Separate
Sales attributed across different Vendor offers cannot automatically be combined to increase a tier.
38. Same Vendor, Different Offers
Different offers from the same Vendor are also ordinarily separate.
They may be grouped only where FIA expressly establishes an approved shared campaign or offer group.
39. Approved Offer Groups
Where FIA expressly groups multiple offers for tier purposes, the applicable campaign configuration may permit those offers to share tier progress.
Affiliates must not create their own unofficial offer groups.
PART XII — EARLY BASE COMMISSION WITHDRAWAL
40. Available Base Commission
Where FIA’s dashboard functionality supports it, an Affiliate may be permitted to withdraw an available 4% Base Commission before Tier Finalization and final tier reconciliation.
41. Effect of Early Withdrawal
Where the Affiliate withdraws the available 4% Base Commission for a transaction:
the transaction is locked at 4%;
that transaction exits Tier Eligible treatment;
it is removed from the applicable offer’s tier-progress pool; and
the Affiliate receives no later tier top-up for that transaction.
42. Keeping the Transaction in Tier Progress
Where the Affiliate does not withdraw the applicable Base Commission early, the transaction may continue toward the final:
5%;
10%; or
15%
rate if the transaction later satisfies Tier Finalization requirements.
43. Whole-Transaction Treatment
The standard model applies the early withdrawal election to the whole eligible transaction.
Partial early withdrawal for one transaction is not part of the standard model unless FIA expressly introduces such functionality.
PART XIII — TIER FINALIZATION
44. Attribution and Tier Finalization Are Different
A transaction may be successfully attributed before it becomes Tier Finalized.
Attribution determines referral ownership.
Tier Finalization determines when an eligible transaction is ready to count toward tier progress under the standard model.
45. Tier Finalization Requirements
A Tier Eligible transaction generally becomes Tier Finalized when:
qualifying customer payment has settled;
required product delivery, service completion or approved fulfilment milestone has occurred;
the applicable ordinary Buyer issue window has passed;
no unresolved material refund or dispute remains;
the Affiliate has not withdrawn that transaction’s 4% Base Commission early; and
the transaction otherwise remains eligible.
46. Applicable Tier Month
The transaction counts toward the Affiliate’s tier in the:
calendar month in which the transaction becomes Tier Finalized.
The initial referral date or purchase date does not by itself determine the applicable tier month.
47. Longer-Running Services
For longer-running services, an approved Affiliate offer may define a specific commission-release or fulfilment milestone.
Where such a milestone applies, the applicable offer rules govern Tier Finalization.
PART XIV — BUYER ISSUE WINDOWS
48. Services and Digital Deliverables
The ordinary FIA Marketplace issue/refund request window for completed services and digital deliverables is:
7 calendar days
from confirmed completion or delivery.
49. Physical Goods
The ordinary FIA Marketplace issue/refund request window for physical goods is:
14 calendar days
from confirmed delivery.
50. Wrong, Damaged or Missing Goods
Wrong, visibly damaged, incomplete or missing physical goods should be reported promptly and, where reasonably discoverable, ordinarily within:
7 calendar days
from confirmed delivery.
51. Non-Waivable Rights
These ordinary FIA windows are administrative Marketplace periods.
They do not eliminate valid rights involving matters such as:
fraud;
unauthorized payment;
non-delivery;
latent defects not reasonably discoverable earlier;
applicable warranties;
mandatory statutory cancellation rights;
mandatory consumer protection rights; or
other non-waivable legal rights.
A valid later transaction adjustment may therefore affect Affiliate commission.
PART XV — REFUNDS AND ATTRIBUTION
52. Refund Does Not Necessarily Change Historical Attribution
A transaction may have been correctly attributed when it occurred even if the transaction is later refunded.
However, attribution does not guarantee continued commission eligibility.
53. Full Refund
Where an attributed qualifying transaction is fully refunded or reversed, up to:
100% of the corresponding Affiliate commission
may be reversed or clawed back under the applicable Affiliate Program rules.
54. Partial Refund
Where an attributed transaction receives a valid partial refund:
qualifying Affiliate sales volume may be recalculated using the retained qualifying amount; and
Affiliate commission may be recalculated proportionally.
The adjustment may also affect the applicable tier.
PART XVI — CHARGEBACKS, REVERSALS AND FRAUD
55. Chargebacks
A chargeback or payment reversal may affect the continuing eligibility of an attributed transaction.
56. Fraud
Transactions that are fraudulent, artificially generated or otherwise ineligible do not create valid Affiliate commission merely because a tracking record exists.
57. Attribution Invalidation
FIA may invalidate attribution where appropriate under applicable program rules and available evidence.
Potential reasons may include:
fraudulent referral activity;
artificial clicks;
fabricated transactions;
unauthorized tracking;
attribution manipulation;
duplicate or invalid attribution;
prohibited self-generated activity; or
another legitimate eligibility failure.
PART XVII — CLAWBACKS
58. Commission Can Be Corrected After Payout
Affiliate commission may be corrected even after it has been paid where the underlying transaction later becomes legitimately:
refunded;
partially refunded;
charged back;
reversed;
fraudulent;
artificially generated; or
otherwise ineligible.
59. Negative Affiliate Balance
Where commission already paid exceeds the amount that remains valid after an adjustment, FIA may record a:
Negative Affiliate Balance
under the applicable Affiliate Program terms.
60. Recovery
Where contractually and legally permitted, FIA may recover a valid Negative Affiliate Balance through:
future Base Commission offsets;
future tier top-up offsets;
future Finalized Commission offsets;
future payout offsets; or
a request for repayment of the remaining recoverable overpayment.
61. Adjustment Information
FIA should provide reasonable information identifying the transaction or adjustment associated with a clawback.
FIA is not required to disclose confidential:
fraud thresholds;
risk scoring;
detection logic;
internal security rules; or
investigation triggers.
PART XVIII — PAYOUT AND ATTRIBUTION
62. Attribution Does Not Equal Immediate Payout
A valid attribution record does not automatically mean the Affiliate is immediately entitled to payment.
Commission must satisfy the applicable program and transaction requirements.
63. No Standard CAD $50 Minimum
FIA does not apply a standard CAD $50 minimum Affiliate payout threshold under the current standard model.
64. Finalized Payout
After applicable reconciliation, FIA pays the Affiliate’s:
full approved finalized balance
to the Affiliate’s selected payout method or account.
65. Payout Restrictions
Payout may be affected by legitimate matters including:
payment processing time;
bank or payment-provider limitations;
missing payout information;
invalid payout information;
fraud review;
legal restrictions;
chargeback holds;
Negative Affiliate Balances; or
other legitimate restrictions.
PART XIX — ATTRIBUTION DISPUTES
66. Affiliate Attribution Questions
An Affiliate who believes attribution was incorrectly assigned may use the applicable FIA support process.
67. Information FIA May Review
FIA may review information such as:
referral timestamps;
link records;
campaign identifiers;
transaction timestamps;
order information;
CRM records;
existing protected windows;
customer activity records;
applicable privacy choices; and
offer-specific attribution rules.
68. No Automatic Reassignment Based on Claims Alone
FIA is not required to reassign attribution merely because one Affiliate states that they were the first person to speak with the customer.
The standard system is based on the first valid attributable referral rather than an informal claim of influence.
69. Buyer Statements
Where appropriate, Buyer information may form part of an attribution review, but a Buyer statement alone does not necessarily override reliable attribution records.
70. Final Program Administration
FIA may make an administrative attribution determination using the information reasonably available under the applicable Affiliate Program terms.
This is a program-administration decision and does not convert FIA into a court or regulator.
PART XX — MULTIPLE AFFILIATES
71. Competing Referral Claims
Where more than one Affiliate has interacted with the same prospective customer, the standard first-valid-click rule applies.
72. Active Protected Window
If Affiliate A has an active valid protected window, a later qualifying click from Affiliate B does not normally replace Affiliate A during that window.
73. Expired Window
Where Affiliate A’s protected window has expired, a later valid interaction from Affiliate B may create a new protected window.
74. No Commission Splitting by Default
The standard model does not automatically divide one Affiliate commission among multiple Affiliates.
Any alternative arrangement must be expressly approved by FIA.
PART XXI — AFFILIATE VS SALES CONTRACTOR ATTRIBUTION
75. Separate Attribution Systems
FIA’s Affiliate Program and FIA Freelancer/Independent Sales Contractor program are separate.
76. Affiliate Attribution
Affiliate attribution generally follows FIA’s approved Affiliate tracking and referral rules.
77. Sales Contractor Attribution
Freelancer or Independent Sales Contractor compensation may follow a separate:
opportunity assignment;
CRM ownership;
lead assignment;
closing responsibility; or
approved compensation schedule.
78. No Automatic Double Compensation
One transaction does not automatically receive both:
Affiliate commission; and
Freelancer/Sales Contractor compensation.
Any permitted overlap must be expressly authorized under FIA’s applicable compensation structure.
PART XXII — PROHIBITED ATTRIBUTION MANIPULATION
79. Cookie Stuffing and Forced Tracking
Affiliates must not use techniques designed to create referral attribution without genuine qualifying customer interaction.
This includes prohibited techniques such as unauthorized:
cookie stuffing;
forced clicks;
hidden redirects;
automatic referral injection; or
other artificial tracking.
80. Artificial Clicks
Affiliates must not generate fake or automated clicks for the purpose of creating attribution.
81. Self-Referral Manipulation
Affiliates must not structure transactions primarily to manufacture commission, attribution or tier progress contrary to applicable FIA rules.
82. Customer Manipulation
Affiliates must not instruct customers to take artificial actions solely to override another valid Affiliate’s protected attribution.
83. Technical Interference
Affiliates must not interfere with:
referral parameters;
tracking systems;
cookies;
campaign identifiers;
transaction data;
FIA code; or
another Affiliate’s valid tracking
without authorization.
PART XXIII — VENDOR CONDUCT AND ATTRIBUTION
84. Vendors Must Not Suppress Valid Attribution
A participating Vendor must not improperly interfere with valid Affiliate attribution merely to avoid an applicable Affiliate Campaign Fee.
85. Campaign Opt-Out Is Prospective
A Vendor may request future changes to Affiliate Campaign participation subject to applicable campaign terms.
A later opt-out does not automatically remove valid attribution from a transaction that occurred while the offer was participating.
86. No Retroactive Avoidance
A Vendor cannot retroactively eliminate an otherwise valid:
Affiliate attribution;
Affiliate Campaign Fee; or
applicable transaction obligation
merely because the Vendor later changes its campaign participation.
PART XXIV — BUYER RELATIONSHIP
87. Attribution Does Not Change Buyer Price Rights
The existence of Affiliate attribution does not authorize a hidden mandatory Buyer surcharge.
88. Attribution Does Not Reduce Buyer Protection
An Affiliate-attributed transaction remains subject to applicable:
Marketplace Order, Fulfilment, Cancellation & Refund Standard
applicable warranties; and
non-waivable legal rights.
89. Affiliate Cannot Decide Buyer Disputes
An Affiliate does not determine:
whether a refund is valid;
whether fulfilment occurred;
whether a Buyer Protection claim succeeds;
whether a chargeback is valid; or
whether a transaction remains commissionable.
PART XXV — TRACKING DATA AND PERSONAL INFORMATION
90. Personal Information
Some information used in Affiliate attribution may constitute personal information depending on the information, context and applicable law.
FIA handles personal information in accordance with its Privacy Policy.
91. Purpose Limitation
Affiliate tracking information should be collected, used or disclosed only for appropriate purposes consistent with:
Affiliate attribution;
fraud prevention;
transaction administration;
program reconciliation;
analytics where permitted;
compliance; or
other disclosed legitimate purposes.
92. Data Minimization
FIA should seek to use information reasonably appropriate for the attribution purpose rather than collecting unnecessary personal information solely for Affiliate tracking.
93. Affiliate Access
Affiliates do not automatically receive underlying personal information simply because a customer has been attributed to them.
Affiliate dashboards may display only information FIA considers appropriate for Affiliate administration.
94. No Sale of Tracking Information by Affiliates
Affiliates must not sell or misuse personal information or tracking information they obtain through FIA.
PART XXVI — CUSTOMER CONTROL
95. Cookie Controls
Where FIA uses cookies or similar optional tracking technologies, users may have controls available through:
FIA cookie settings;
browser settings;
device settings; or
other applicable privacy controls.
Details are provided in the Cookie & Tracking Policy.
96. Withdrawal or Change of Consent
Where applicable, a user may be able to withdraw or change consent for certain non-essential tracking.
Changing a privacy choice may affect future tracking and attribution.
97. Effect on Existing Transaction Records
A later privacy-setting change does not necessarily erase lawful transaction records or attribution information already required for:
completed transactions;
accounting;
fraud prevention;
legal obligations;
dispute resolution; or
other permitted purposes.
Treatment depends on applicable privacy and recordkeeping requirements.
PART XXVII — ATTRIBUTION RECORDS
98. Records FIA May Maintain
FIA may maintain records reasonably necessary to administer Affiliate attribution, including:
Affiliate identifier;
offer identifier;
Vendor/provider;
referral timestamp;
protected-window timing;
transaction identifier;
order timestamp;
attribution status;
qualifying amount;
commission status;
tier status;
refund status;
adjustment status; and
payout status.
99. Record Corrections
FIA may correct genuine attribution or transaction-record errors.
A correction may affect:
Affiliate attribution;
commission;
tier volume;
tier status;
payout; or
Negative Affiliate Balance.
PART XXVIII — PLATFORM LIMITATIONS
100. Tracking Technology Is Not Perfect
Affiliate tracking technology may be affected by:
privacy settings;
browser restrictions;
device changes;
deleted cookies;
blocked scripts;
network conditions;
technical failures;
user behaviour; or
other technological limitations.
101. No Guaranteed Attribution
FIA does not guarantee that every customer interaction will be attributable.
Affiliate compensation requires sufficient valid attribution under the applicable rules.
102. No Guaranteed Cross-Device Recognition
Unless FIA expressly provides otherwise, an Affiliate should not assume that an interaction on one device can always be connected to a purchase made later on another device.
103. No Guaranteed Offline Reconstruction
FIA does not guarantee that offline conversations or referrals can be retroactively reconstructed into Affiliate attribution where permitted tracking or reliable records are unavailable.
PART XXIX — CHANGES TO ATTRIBUTION RULES
104. Future Attribution Changes
FIA may update its Affiliate attribution model for future activity as technology, privacy requirements or program operations evolve.
Potential changes may include:
attribution windows;
tracking technology;
offer eligibility;
referral methods;
validation rules; or
dashboard functionality.
105. Current Protected Window
As of the effective date of this Disclosure, the standard FIA attribution model remains:
24-hour protected referral window + first-valid-click attribution.
106. Existing Transactions
A future attribution-rule change should not automatically be treated as retroactively changing completed transactions where doing so would conflict with applicable accepted terms or law.
PART XXX — RELATED FIA DOCUMENTS
107. Affiliate Documents
Affiliate participation should be read together with:
108. Privacy Documents
Tracking and personal-information practices should also be read together with:
109. Marketplace Documents
Where attribution relates to a Marketplace transaction, applicable documents may include:
110. General FIA Policies
Other applicable FIA documents may include:
PART XXXI — QUESTIONS AND DISPUTES
111. Attribution Questions
Affiliates may use the applicable FIA Affiliate-support process for questions regarding:
missing attribution;
referral ownership;
protected-window timing;
transaction eligibility;
Tier Eligible status;
commission adjustments; or
payout-related attribution issues.
112. Report Attribution Abuse
Suspected:
cookie stuffing;
referral manipulation;
forced clicks;
fabricated transactions;
unauthorized tracking;
Affiliate impersonation;
attribution interference; or
other program abuse
may be reported through Report a Concern / Abuse.
113. Policy, Privacy and Legal Enquiries
Questions concerning this Disclosure or FIA’s broader privacy/legal framework may be submitted through Policy, Privacy & Legal Enquiry.
114. Broader Complaints
Broader complaints concerning FIA’s administration of a matter may be addressed through the Dispute Resolution & Complaints Policy.
PART XXXII — FINAL DISCLOSURE
115. Current Standard Attribution Model
As of 1 October 2026, FIA’s standard Affiliate attribution model is:
24-hour protected referral window
first-valid-click attribution
first valid Affiliate remains protected during the active window
a later click during that window does not automatically replace the first Affiliate
a new valid referral may establish a new window after the existing window expires
no automatic retroactive attribution based only on a claimed prior conversation
privacy choices take priority over optional Affiliate tracking
first-sale-only default for the applicable customer/offer relationship
4% Base Commission on Qualifying Sales
selected offer-specific Tier Eligible rates of 5%, 10% and 15%
no combining unrelated offers unless FIA expressly groups them
early Base Commission withdrawal locks that transaction at 4% and removes it from tier progress
Tier Eligible transactions count in the month they become Tier Finalized
refunds, reversals, chargebacks, fraud and ineligibility may reduce or reverse Affiliate commission
valid paid commission may create a Negative Affiliate Balance after a later adjustment
no standard CAD $50 Affiliate payout minimum.
116. No Guarantee of Attribution or Earnings
Affiliate participation does not guarantee:
tracking;
attribution;
sales;
commission;
a particular tier;
a particular payout; or
continued eligibility for every offer.
117. Privacy and Applicable Law
Nothing in this Disclosure authorizes FIA, an Affiliate or a Vendor to disregard applicable privacy requirements.
Tracking and attribution remain subject to applicable:
privacy choices;
consent requirements;
FIA policies;
accepted Affiliate terms; and
law.
End of Affiliate Tracking & Attribution Disclosure — FIA-CON-006 — Version 1.1
